If you find that the cost of therapy is too expensive, you may consider the following options:

• You may use your Health Savings or Health Spending Account for therapy. This money is pre-taxed! Note that HSA accounts sometimes do not cover couples therapy, so you will want to make sure that this is covered before getting started.
• You may be able to count therapy as an out-of-pocket health expense and it could be deducted from your income tax. Get in touch with your tax preparer for clarification.

• You are in control of how many sessions you will receive and how long your sessions can be, not the insurance company.
• All insurance companies require for you to have a diagnosis. With private pay, you will not have a diagnosis on your health record.
• Insurance companies can dictate what kind of therapy you get. You should be in control of what kind of help you receive. This even applies to couples and marriage counseling, as all insurance companies do not cover this type of treatment.
• If you wish to use your insurance to cover couples or marriage counseling, you will need to call your insurance carrier to verify that they cover this service.

We have limited clinicians who accept the following insurances:

• United Healthcare
• Aetna
• Oscar Health
• Oxford
• Cigna
• BCBS

If you would like to utilize your insurance benefits and are in-network with one of the listed insurance companies, you may call our office at (210) 706-0392 to get scheduled.

If you know you will be using your insurance that we are in-network with, please email the following to [email protected]. This will help expedite the process of getting scheduled.

• Front and back copy of your insurance card
• Full Name
• Date of Birth
• Home address
• Phone Number
• Email address

If you are not in-network with one of these insurances or would like to see a clinician who does not accept your insurance, your insurance company may still be able to reimburse you with out-of-network benefits.

We have partnered with Thrizer to handle the out-of-network process automatically for you. With Thrizer, you will only have to pay your co-insurance for our sessions, instead of paying my full fee and waiting for reimbursements. This can save you on average 70% upfront on our sessions. If you are interested in utilizing this service, please mention it during your intake call with our intake coordinator, Teresa, she can help you verify if you have out-of-network benefits and how much your co-insurance would be.

Click here for an example of what your payment may look like with Thrizer.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

• You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees (which our services do not provide medical tests, prescription drugs, equipment or include hospital fees).
• Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
• If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
• Make sure to save a copy or picture of your Good Faith Estimate.
  ​For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call ​(800) 368-1019.